Stay in Your Home Longer
An informative network for tenants whose landlords are in foreclosure. Get access to FAQ's and other resources.
Blog Posts
What happened last year:
Posted by neuroaster on December 16, 2009 at 3:33pm
90 Day Pre-eviction Notice Requirement
President Obama signed S. 896, P.L. 111-22, on May 20, 2009. This bill includes a nationwide 90 day pre-eviction notice requirement for tenants in foreclosed properties. The provisions of the bill are effective on enactment, May 20, 2009.
Specifically, the new law will require that the immediate successor in interest at foreclosure provide bona fide tenants with 90 days notice prior to eviction and allow bona fide tenants with l… Continue
Posted by Kiesha Joseph on December 15, 2009 at 3:19pm
Section 8 Tenants in Foreclosed Properties
President Obama signed S. 896, P.L. 111-22, on May 20, 2009. This bill includes a nationwide 90 day pre-eviction notice requirement for tenants in foreclosed properties. The provisions of the bill are effective on enactment, May 20, 2009.
For section 8 tenants the new law amends section 8(o) to provide that in the case of an owner who is an immediate successor in interest pursuant to foreclosure during the term of the… Continue
Posted by Kiesha Joseph on December 15, 2009 at 3:15pm
Obama Gives Help in the ARMS Crisis
Payment Reduction Estimator/Home Affordable Mortgage Modification (promoted by President Obama on Jay Leno): http://tinyurl.com/deogg7
Homeowners are struggling to make mortgage payments because interest rate has increased or they have less income. http://tinyurl.com/d6qj2o
Continue
Posted by Kiesha Joseph on March 23, 2009 at 8:32pm
More Renters Face Eviction Because of Landlord's Foreclosure
Posted 03/09/09 6:01 pm on http://www.wjla.com/news/stories/0309/602163.html.
More and more renters are being swept up in the credit crisis, at risk of sudden eviction because their landlords are facing foreclosure.
"I promised my son, I promised Efton that I would do everything I could to get out of the shelter," said Maria Stephens.
She is back in a home… Continue
Posted by Kiesha Joseph on March 19, 2009 at 6:41pm
The Foreclosure Process
Pre-Foreclosure
1. Customer misses mortgage payment.
2. Late notice send by bank.
3. Customer misses additional payments.
4. Bank attempts in writing and by phone to contact customer and resolve situation.
5. No arrangements are agreed upon and customer continues to miss payments.
6. Bank issues demand for payment under the note in full, based o… Continue
Posted by Kiesha Joseph on March 19, 2009 at 6:06pm
Oakland fights utility shut-offs in foreclosed rental units.
The City of Oakland declares utility shut-offs in foreclosed rental properties a threat to public health and safety. News coverage of City Attorney John Russo's Dec. 22 press conference announcing the declaration. Continue
Posted by Kiesha Joseph on March 4, 2009 at 4:30pm
Foreclosures leave US tenants in the lurch - 18 Feb 09
Posted by Kiesha Joseph on March 4, 2009 at 4:30pm
US mortgage crisis threatens tenants - 6 Dec 08
Posted by Kiesha Joseph on December 29, 2008 at 5:30pm
Different States, Different Tenant Eviction Views
Foreclosures Strike at Renters, Too
"Unlike some states, under Georgia law the tenant is not informed that a property is in foreclosure until after the process is over. Renters have little recourse under the law. They can appear in cour… Continue
Posted by Kiesha Joseph on December 29, 2008 at 5:00pm
Forum
We are tenants in a home that was foreclose on march 17,2009
Started by john r Apr. 26, 2009.
Not being named on the eviction as tenant 2 Replies
Started by steve h. Last reply by Kiesha Joseph Mar. 7, 2009.
Entry of judgement 2 Replies
Started by Ernest. Last reply by Kiesha Joseph Jan. 15, 2009.
Note from Eric
Words from Leornard
Notes
Frequently Asked Questions
FREQUENTLY ASKED QUESTIONS
Q: Can you help me (as a tenant) with any of the steps necessary to obtain maximum extension of time to stay in the home after the foreclosure?
A: I actually work too many hours to be able to physically go to the courts with you. I can walk you through the paperwork if you would be willing to come to my store in Lakewood.
… ContinueCreated by Kiesha Joseph Jun 13, 2008 at 10:18pm. Last updated by Kiesha Joseph Jun. 18, 2008.
Legal Disclaimer
I am not an attorney. If you need legal help, always seek the advice of an attorney. I am merely providing information based on my own experiences. Continue
Created by Kiesha Joseph Aug 1, 2008 at 1:29pm. Last updated by Kiesha Joseph Aug. 1, 2008.
Notes Home
IMPORTANT NOTES
- I am always more than happy to answer any questions that my customers may have. Feel free to email me. However, I encourage purchasers to use the blogs and forums located on this exclusive site so that other customers can benefit from the questions and answers, as well.
- I am currently doing some extensive research on the "Lease with Option to Purchase
Created by Kiesha Joseph Jun 18, 2008 at 11:59am. Last updated by Kiesha Joseph Dec. 15, 2009.
Section 8 Tenants
Section 8 tenants living in foreclosed properties have rights, too! See my recent blog post about Section 8 for more information. Continue
Created by Kiesha Joseph Dec 15, 2009 at 3:16pm. Last updated by Kiesha Joseph Dec. 15, 2009.
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